The most important part of payments
is never having to stop.

Real underwriting. 12+ sponsor banks. Accounts built to last — not built to onboard fast and figure it out later. And because the foundation is solid, your costs drop 50–90% along the way.

50–90%
Less than Stripe
12+
Sponsor Banks
48hr
Avg. Approval Time
$0
Frozen Funds. Ever.

Stripe isn't built for
your stability.

Stripe processed over a trillion dollars in 2024. That scale is impressive — but it's built on algorithmic underwriting that optimizes for fast onboarding, not long-term account health. When the algorithm flags something, your account gets frozen or cancelled. No warning. No appeal. No cash flow.

The average small business in the US has less than two weeks of operating capital in the bank. A frozen account isn't an inconvenience. For most merchants, it's a business-ending event.

  • Account frozen without warning — funds held 90+ days
  • Account cancelled mid-month with zero explanation
  • Processing fees of 3.4%+ on every transaction
  • No real underwriter — an algorithm decides your fate
  • Customers forced to re-enter cards when you're pushed to switch

Two prices. Zero surprises.

Dual pricing works exactly like a gas station — customers see a credit price and a debit price from the start. No fees added at checkout. No tricks.

Traditional Processing (Stripe)
Service$100.00
Processing fee+$3.40
Total$103.40
↑ You absorb this. Every. Single. Transaction.
Dual Pricing (Noomerik)
💳 Pay by credit card$104.00
🏦 Pay by debit / cash$100.00
✓ You keep 100% of your sale price
✓ Customer chooses — no surprise at checkout
✓ 90%+ choose credit and pay the difference without hesitation

"I'll just raise my prices by 3.5% to cover fees."

It sounds simple. Here's why it doesn't work.

The Trap
The circular math problem
If you raise your price by 3.5% to cover Stripe fees, Stripe now charges 3.5% on the higher price — which is more than your original fee. You're chasing a number that moves every time you try to catch it.
The Other Problem
You punish debit customers
When you raise prices across the board, customers paying by debit or bank transfer pay more too — even though they're your cheapest customers to process. Dual pricing lets customers opt into the fee only if they choose credit.
The Hidden Issue
Most merchants don't know their real rate
Stripe's "2.9% + $0.30" is a floor, not a ceiling. Add international cards, disputes, refunds, and Stripe Radar — the real blended rate for most merchants is 3.2–4%+. Raising prices 3.5% won't cover what you're actually paying.
The Solution
Dual pricing solves all three
Your base price stays what it is. Credit card customers see the credit price and choose it voluntarily. Debit customers keep the lower price. You keep your margin. No circular math, no punished customers, no rate guesswork.

See what you'd keep.

Move the slider to your monthly volume. The math doesn't lie.

Monthly Processing Volume
Drag to match your volume
$50,000 / month
$5,000/mo$500,000/mo
Stripe Cost
$1,700/mo
At avg. 3.4% blended rate
Noomerik Cost
$365/mo
Dual pricing, avg. blended
Annual Savings
$16,020
Back in your pocket every year

Approved in 48 hours.

From application to live processing. We handle everything in between.

01
Apply in 15 minutes
One conversational flow. No confusing forms. We ask smart questions about your business to build the strongest possible application.
02
Real underwriting
We review your application with actual underwriters across our 12+ sponsor bank network — matching you with the best fit for your business type and volume.
03
Approved in 48 hours
Most merchants are approved and live within two business days. We notify you the moment you're approved and walk you through setup.
04
Migrate your customers
We import your existing customer payment data from Stripe or your current processor. Your customers never have to re-enter a card number.
05
Start saving immediately
From day one, you're on a rate structure that works in your favor. Your costs drop — often 50–90% — from your very first transaction.
06
Your account stays stable
No algorithmic shutdowns. No frozen funds. No surprises. You have a real merchant account backed by real banking relationships.

These were businesses just like yours.

The only difference is they switched.

$2,800/mo saved
"Scaled from $15K to $60K/mo. Every cent matters when you're scaling that fast."
Adam · Lead Generation
Zero downtime after switch
"Stripe shut me down with no warning. Noomerik had me set up and processing again in under two weeks."
Nick · Social Media Marketing
$1,400/mo saved
"Easy to use, and ACH is honestly a godsend for the way my clients prefer to pay."
Vince · Business Consulting
$900/mo saved
"The transition was effortless and seamless. I didn't lose a single client in the switch."
Steve · Tax Services
$1,000/mo saved
"Saved $3,000 in my first three months. The support has been world-class."
Ben · Business Coaching

Built for two audiences.

Whether you process payments yourself or offer payments to your clients, Noomerik works for you.

For Merchants

Stop paying Stripe to put your business at risk.

You're losing 3–4% on every transaction and one algorithm flag away from a frozen account. There's a better way to take payments inside HighLevel.

  • 50–90% less than Stripe, Square, and PayPal
  • No frozen funds, no cancelled accounts
  • Import your Stripe customers — no re-collecting cards
  • Approved in as little as 48 hours
For HL Agencies

Your clients process payments every day. Start earning from every one.

Embed payments into your agency. Earn 30% revenue share. White-label it as your own. Add a revenue stream that compounds with every client you onboard.

  • 30% revenue share on processing profits
  • White-label option — your brand, our infrastructure
  • Churn-proof your agency — payments create sticky clients
  • No underwriting knowledge required

Pricing questions, answered.

How is Noomerik different from Stripe?+
What does dual pricing actually mean?+
Is dual pricing the same as a surcharge?+
Will my customers have to re-enter their card information?+
How do I migrate my customers from Stripe?+
How long does approval take?+
What if I don't want dual pricing?+
Can I keep my current processor as a backup?+
What does white-labeling look like for agencies?+
Do I need to understand payment processing to offer this to my clients?+
Will dual pricing cause customer complaints?+
What industries do you support?+

Every month you wait is money you don't keep.

Install from the HighLevel Marketplace. Approved in as little as 48 hours. Zero downtime. Zero risk. Zero reason not to.